California homeowners get 2 years of postfire insurance protection under governor’s bill

California has passed a law extending wildfire-related insurance protections for homeowners. Insurers cannot cancel or refuse renewal for two years after a state of emergency, doubling the previous one-year limit. Homeowners who lose their primary residence to wildfire now get at least three renewals and 36 months of coverage, up from two renewals and 24 months. The law takes effect January 1, 2025, addressing ongoing insurance challenges in wildfire-prone areas.